Payment Terms
Pricing and VAT
All prices shown in our online store are in euros.
Customers from non-EU countries are exempt from paying the Finnish VAT, but are responsible for possible customs, local VAT and similar expenses in their own country.
Payment methods
We use Paytrail and Paypal as our external payment services providers. You can also buy products with Klarna's flexible payment methods.
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Paytrail
With Paytrail the accepted payment methods are Visa, Visa Electron and MasterCard payments, as well as payments via the following netbanks:
Osuuspankki, Nordea, Sampo Pankki, Aktia, Säästöpankki, Paikallisosuuspankki, Nooa, Handelsbanken, Tapiola, Ålandsbanken, S-Pankki. and certain credit institutions.
When paying with Paytrail, Paytrail Oyj may appear as the payment recipient.
More information about Paytrail is available on the Paytrail website.
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PayPal
In order to use PayPal payment method, you must have a personal PayPal account from which the transfer is done. More information about Paypal is available on the Paypal website.
Klarna
In our online store, you can also buy products with Klarna's flexible payment methods.
Choose Klarna as the payment method at the checkout, and after accepting the order, you can choose the one that suits you from Klarna's payment methods. Please note that the contract is created between you and Klarna, i.e. MRUKKO.fi does not directly act as an invoicer.
You can find Klarna's general credit conditions here and standard European consumer credit information here.
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Google Pay
We offer fast and secure payments with Google Pay in our store! Google Pay allows you to complete purchases quickly with just a few taps, using the cards already stored in your Google account. It’s a simple, contactless payment option that works on mobile devices, making your checkout experience smooth and convenient.
Just select Google Pay at checkout and confirm your purchase without needing to manually enter your payment details.
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Apple Pay
Enjoy a smooth and secure checkout process with Apple Pay in our store! Apple Pay lets you pay with ease, using the cards linked to your Apple account. With just a touch or glance, you can quickly complete your purchase on your iPhone, iPad, Mac, or Apple Watch. It's a fast, secure, and private payment method.
Choose Apple Pay at checkout and experience the convenience of contactless payments without entering any card details manually.